Do you know the difference is between dental insurance, and a dental discount plan? Dental insurance works like health insurance and is often available through your employer. Most plans have a monthly premium, and when you have a dental expense, the insurance plan pays all or part of that expense, up to a stated maximum. Like health insurance, these plans come with deductibles, co-pays, waiting periods and policy maximums. Dental discount plans, however, do not pay any dental expenses for you. Instead, you pay an annual fee for the plan, and then receive a discount on dental procedures as you have them performed. There are generally no deductibles, no waiting periods, or annual maximums. Before buying a dental discount plan, make sure that your dentist participates in that plan. Contact your dentist’s office if you have any questions about which best fits your needs.
Dental Insurance vs. Dental Savings Plan
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